Property finance calculators
Six tools that model the numbers behind a stabilisation deal, from sizing the loan to capitalising the stabilised income. Indicative only, and never an offer of finance.
Stabilisation finance carries a newly built, refurbished or recently let asset from practical completion through lease-up to stabilised income, then onto long-term investment debt or a sale. These calculators run the figures that sit at each step of that journey. They run entirely in your browser, update as you type, and store nothing. Use them to pressure-test a scheme before you bring it to us, then send us the deal and we will tell you what is fundable and how best to structure it.
Loan sizing calculator
Size the maximum senior loan against day-one value, total cost and stabilised GDV, and see which cap binds.
Open calculator → ICR / DSCRDebt yield and DSCR calculator
Test a loan against stabilised net operating income: debt yield, interest cover and debt service cover.
Open calculator → Value upliftStabilisation gap and exit calculator
Model the value uplift from day-one to stabilised income, and the take-out term loan that exits the bridge.
Open calculator → Cost of financeBridge cost and rolled interest calculator
Work out arrangement fee, rolled or serviced interest, gross loan and the effective cost of a short-term bridge.
Open calculator → Yield capitalisationStabilised value calculator
Capitalise stabilised net operating income at a net initial yield to estimate gross and net asset value.
Open calculator → Months to coverLease-up break-even calculator
Iterate a lease-up month by month to find when income covers the finance cost and the interest carried to get there.
Open calculator →From a working number to a fundable deal
Run the calculators, then send us the scheme and the operator. We model the structure across our lender panel and place the facility that fits.